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Home Loans

home loans

Home Loan SERVICES

Welcome to Delta Home Loans!

Your dream home is closer than you think. Delta Home Loans offers expert assistance for Home Purchase Loans, Plot Loans, Construction Loans, Balance Transfers, and Loan Against Property solutions. With quick processing, transparent guidance, and dedicated customer support, we make home financing simple and stress-free.

Home Purchase Loan

For purchasing a new or resale house, flat, apartment, or villa.
Available from banks and housing finance companies.

Plot Loan (Land Purchase Loan)

For purchasing residential plots approved by DTCP, CMDA, or local authorities.
Loan amount is based on plot value and eligibility.

Home Construction Loan

For constructing a house on your own plot.
Loan is usually disbursed in stages based on construction progress.

Home Improvement Loan

For repairs, painting, flooring, waterproofing, electrical work, etc.
Suitable for existing homeowners.

Home Renovation Loan

For major remodelling, extension, modernization, or structural improvements.

Home Extension Loan

For adding extra rooms, floors, balconies, or expanding existing residential property

Balance Transfer Loan

Transfer an existing home loan from one bank to another for a lower interest rate.
May also include a top-up loan facility.

Top-Up Home Loan

Additional loan on an existing home loan.
Can be used for construction, renovation, education, business, or personal needs.

Composite Loan (Plot + Construction Loan)

Single loan facility for buying a plot and constructing a house within a specified period.

NRI Home Loan

Special home loans for Non-Resident Indians (NRIs) purchasing property in Tamil Nadu

Loan Against Property (LAP)

Loan secured against residential, commercial, or industrial property
Can be used for business expansion, education, medical expenses, etc.

Affordable Housing Loan

Designed for economically weaker and middle-income families.
May qualify for government housing schemes and subsidies

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